USDA Home Loan

Looking to buy in a rural area? USDA (United State Department of Agriculture) Home Loans have recently been expanded to include people looking to develop in less populated locations.

USDA Home Loan

FEATURES

● No down payment required with 100% financing available

● May be available to qualified homebuyers with imperfect credit

WHAT IS A USDA HOME LOAN?

Commonly thought of as a ‘farmers loan’, the USDA Home Loan has been expanded to encourage development in more rural areas.* These loans are intended to assist families without adequate housing with the purchase of a home. These loans are offered with no down payment required, making them easier to afford for individuals looking to get a leg up.

1. The property in question must be owner-occupied and in a rural area according to the USDA. Rental and vacation properties are not eligible.

2. The purchaser must meet the income restrictions set forth by the county the property is located. Each county has a maximum income limit, as defined by the USDA.

Click on this link to check eligibility: https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

*TriState Lending Group is not affiliated with or acting on behalf of or at the direction of the USDA or Federal Government.

CHECK IF YOU CAN GET PRE-QUALIFIED

Using a simple application process - and our expansive knowledge of the mortgage industry we can help guide you through the steps to check if you can get pre-qualified for a loan today.

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