Non-Qualified Mortgage Loan

Non-Qualified Mortgages are there to bridge the gap for certain borrowers. If you are a self-employed person or a real estate investor who is struggling to qualify for a more traditional mortgage, this could be the ideal option for you.
Non-Qualified Mortgage Loan

FEATURES

● Not mandatory for borrower to meet the minimum waiting period after bankruptcy

● Non-QM loans do not have a waiting period

● Buyers are still eligible for loans even while facing bankruptcy or foreclosure

● Bank Statement Mortgage- for self-employed borrowers

● 1099 Income Loan- for self-employed borrowers

● Investor Cash Flow- for property investors who want to build their portfolios faster

● Platinum Jumbo- for the “just missed” borrower

● Asset Qualifier- for borrowers with high net worth and significant assets

● ITIN- full-doc product with flexibility and benefits of non-QM programs

● Foreign National- allows foreign nationals to purchase an investment property in US

 

WHAT IS A NON-QUALIFIED MORTGAGE LOAN?

 
Non-Qualified Mortgages (or Non-QM) are loans aimed at people living a life that doesn’t include a stable salary. Non-traditional earners like self-employed individuals, small business owners, contractors, artists, etc. may be able to qualify for this type of loan to help realize their homeownership dreams.
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CHECK IF YOU CAN GET PRE-QUALIFIED

Using a simple application process - and our expansive knowledge of the mortgage industry we can help guide you through the steps to check if you can get pre-qualified for a loan today.
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