First Time Home Buyer

First Time Home Buyer loans make it easier for buyers purchasing their first home. These loans come with competitive interest rates, closing costs assistance, and affordable down payments or no money down payments. There are many state and city specific programs that are offered.

First Time Home Buyer

FEATURES

State bond programs that offer assistance for closing costs and down payment
Most allow for up to 5% of the purchase price in payment assistance
Guidelines vary from state to state regarding down payment assistance program
Allows for FHA and conventional financing

We also offer a special Housing and Urban Development loan program for Real Estate Owned Properties with a $100 Down Payment.

HUD REO Properties 

For Primary Residence Only
Single Family Homes and 2 Unit Properties

Ineligible if purchased a HUD home within 24 months
$100 Down Program must be in the signed contract

WHAT IS A FIRST TIME HOME BUYER?

A First Time Home Buyer loan is for a borrower who is purchasing their very first property that typically has competitive interest rates, closing costs assistance, and affordable down payment or no down payment required.

CHECK IF YOU CAN GET PRE-QUALIFIED

Using a simple application process - and our expansive knowledge of the mortgage industry we can help guide you through the steps to check if you can get pre-qualified for a loan today.

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