FHA

Looking for a low down payment option? Look no further! FHA loans require only a 3.5% down payment, which is ideal for first time buyers or experienced homeowners who qualify.

FHA - Mortgage

FEATURES

· Lower down payment than other loan options, often as low as 3.5%

· Can be used on single-family units and multi-family units or 2-4 unit properties

· Funds can come from a gift

· May be available to qualified homebuyers with imperfect credit

· Higher debt-to-income ratios permitted for approval

· No income limits necessary

· Purchase, refinance, and renovation loan options are available

WHAT IS A FHA MORTGAGE?

Federal Housing Administration mortgages are loans provided by FHA-approved lenders that come with a down payment as low as 3.5% of the property’s purchase price.*

The FHA was created in the 1930s as a way to combat the difficulties in the housing industry in regard to unfavorable mortgage loan terms, low rates of homeownership, and unemployment among construction workers.

*Tristate Lending Group is not affiliated with or acting on behalf of or at the direction of FHA or the Federal Government.

CHECK IF YOU CAN GET PRE-QUALIFIED

Using a simple application process - and our expansive knowledge of the mortgage industry we can help guide you through the steps to check if you can get pre-qualified for a loan today.

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